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Valuing Your Property

You will encounter different viewpoints on the value of your property in adjusting your fire loss or in claiming a casualty loss on your federal income tax. Knowing the following terms will help you understand the process used to determine… Read More »Valuing Your Property

Not Insured

Your recovery from a fire loss may be based upon your own resources and help from your community. Private organizations that may be sources of aid or information: American Red Cross Salvation Army religious organizations department of social services civic… Read More »Not Insured


Give notice of the loss to the insurance company or the insurer’s agent/company. Ask the insurance company what to do about the immediate needs of the dwelling, such as covering doors, windows, and other exposed areas, and pumping out water.… Read More »Insured

Bedroom Fire Safety

Helps You Sleep Soundly at Night Help Download Each year, fire claims the lives of 4,000 Americans and injures approximately 20,000. Bedrooms are a common area of fire origin. Nearly 600 lives are lost to fires that start in bedrooms.… Read More »Bedroom Fire Safety

Smoking & Fire Safety

Install a smoke alarm on every level of your home. Test smoke alarm batteries every month and change them at least once a year. Consider installing a 10-year lithium battery-powered smoke alarm, which is sealed so it cannot be tampered… Read More »Smoking & Fire Safety

Electrical Fire Safety

A Factsheet on Home Electrical Fire Prevention Help Download Electrical fires in our homes claim the lives of 485 Americans each year and injure 2,305 more. Some of these fires are caused by electrical system failures and appliance defects, but… Read More »Electrical Fire Safety

Heating Fire Safety

The high cost of home heating fuels and utilities have caused many Americans to search for alternate sources of home heating. The use of wood burning stoves is growing and space heaters are selling rapidly, or coming out of storage.… Read More »Heating Fire Safety

Cooking Fire Safety

Many families gather in the kitchen to spend time together, but it can be one of the most hazardous rooms in the house if you don’t practice safe cooking behaviors. Cooking is the third leading cause of fire deaths and… Read More »Cooking Fire Safety